For 40 years I've been a professional journalist and free-lance writer, currently including a regular summer column and features for "Bay Weekly", an independent literary newspaper in Maryland. College at Indiana University in music-voice and political science-international relations. Accomplished singer, painter and sculptor. Have also owned and operated small businesses which I sold, and a management consulting firm from which I am now retired. In truth, I'm an insatiable student. Currently I live (and write) aboard and cruise with my husband on our 43-foot sloop Cherokee II from our home port in Maryland on Chesapeake Bay.

My greatest achievement? Two beautiful children who survived having me as their mother.I've been given various business awards,and show awards for painting and sculpture, as well as volunteer service awards.

Author of non-fiction work "The Book of Ferd" published by Lulu; and mystery thriller novel "Genetic Hostages", also published by Lulu. Contributing author to the best-selling business book, "How To Start, Finance and Operate Your Own Business," (by James Silvester, who later became a business partner).