AuthorsDen: Reviews at a Glance

Recent Reviews for Frank J Eberhart

The Procrastinator's Bible for Financial Success: second addition $18.95 (Book) - 10/17/2009 7:41:44 PM
Who does not NEED a book like this????

The Procrastinator's Bible for Financial Success: second addition $18.95 (Book) - 1/6/2009 4:08:46 PM
The Procrastinator’s Bible For Financial Success By Frank J. Eberhart iUniverse 156 Pages “I prefer financial success to financial stress.” I admit it...I’m a procrastinator! But, would you believe it is only about one area of my life? Yes, you guessed it—my personal finances! I wish I could say that I was thrilled to be given this book, The Procrastinator’s Bible for Financial Success by Frank J. Eberhard, for review, but I am an honest reviewer...so... When I was working, I was responsible for the management and direction of an annual multi-million dollar capital budget. It was a very demanding job and what I found was that I put aside my own personal business and instead handled that of my organization. So that, when I retired early, there was little I had done to prepare and plan ahead for this event. Frankly I was “saved” by having had a mandatory retirement program so that at least I was “monetarily” somewhat prepared. I just didn’t have sufficient knowledge for making important decisions! Since Mr. Eberhart’s book is in its second edition, I feel confident I am not alone. So, when I read the cover of this book and saw: Start Savings Account, Balance Portfolio, Track Expenses, 401K, Invest, Plan for Retirement, etc., I opened the book with a sigh... I was going to learn “Nine Essential Steps for Planning Budgeting and Investing! Let me first highlight the author’s choice of “bible” as his title. This is an excellent choice. Because of the complexity of his material, the author begins with the basics of each issue and then moves into more detailed information. For instance, when he recommends that creating a trust may be a wiser choice than a will, he then provides an extensive list, with definitions, of possible trusts. The reader can briefly scan the description and quickly move on to other options. For many readers, basic guidelines and his reproducible workbook sheets may be all that is needed. For those with a larger estate to consider, the book provides sufficient details and guidance to begin planning. Because it is normally assumed that the author of a nonfiction book is an expert, which Eberhart is (he is a high net worth financial advisor and advocate of knowledge and disclosure for consumers regarding investments, estates, and financial advice), I tend to look for “inside” tidbits or nuggets of information, such as the following examples, that the author has been willing to share. · Nobody really teaches us how to plan to invest...the good news is that it’s never too late to learn or start. · A beneficiary has the right to sue the executor for losses in value of investments! ·Creditors such as Medicaid have a right to property or assets before heirs do. · Wills do not provide direction for incapacitation—the executor for financial decisions generally becomes court appointed, which is a real hassle for heirs... · Revocable trusts bypass probate... · Watch out for cookie cutter templates—they may contain information or wordage that is not pertinent to you, or may be even potentially harmful. · It is just as important to understand what you owe as it is to understand what you own... · When you reinvest the dividends into the stock, you raise your cost basis and generally end up with odd lot or fractional shares of stock, which are difficult to sell. · Most individuals do not realize the new law gives you the right to cancel Private Mortgage Insurance when your mortgage meets the required 80% of value. · Rule 72 is a rule of thumb to calculate how long it will take to double your money. If your money is earning 6 percent, divide 6 into 72 = 12 years. Substitute any percentage into the 72 to see how long it will take for the return. I highly recommend Frank J. Eberhart’s The Procrastinator’s Bible for your home reference library. When you are considering some financial option, check out the complete definitions, options and examples Eberhart provides. If you don’t find it, he also provides lots of references for further information. I guarantee you will be using this book as one of your most important resources! “...the more you learn, the more you earn, and the more you keep what you earn!” G. A. Bixler For Author’s Den

The Procrastinator's Bible for Financial Success: second addition $18.95 (Book) - 8/8/2008 10:36:22 AM
Sounds like a book we can all use. I would like to see more excerpts here on authorsden. Happy writing. Linda

Obscene Health Care Profits (Article) - 10/30/2009 12:58:18 AM
This flu epidemic just gave us a preview demonstration of government run health care. Thirty million vaccine doses for Three hundred million people. Billions of dollars spent, long lines, treatment available for only 10%, the other 90%… tough luck. The good news… they’ll be plenty of flu vaccine available after the epidemic is over and everyone has had the flu. Government run "coverage for everyone, treatment for some" health care is going to kill the majority of us. But it won’t matter because we’ll all be broke and starving to death anyway.

Health Reform weekly update (Article) - 10/22/2009 9:05:39 AM
Aetna is just another big insurance company that only cares about their high profits. To believe that they have the American people's best interest in mind is simply naive.

SEO-Super Charge Your WEB Site (Article) - 10/1/2009 2:44:04 PM
Quite Informative... I Forward Copy To My Web Design Partner Associate And Good Friend... I Do My Own Lay Outs And Design-He Enhances And Uploads My Web Sites... TRASK

Health care reform... (Article) - 7/29/2009 12:44:28 PM
I recommend euthanasia by firing squad and hanging for the insane people that came up with this and are trying to push this dictatorship down our throats. The sooner the better.

Careful what you vote for (Article) - 4/21/2009 5:13:37 AM
Like John said below, people voted for change, and are they ever getting it. Things are happening so fast, I can hardly keep up with it all. In fact, I think I am going to stay away from TV and that constant barrage they are lobbing at us. It is beginning to get under my skin and taking its toll on me. I don't like what is happening in our country, but I'm afraid there's not a thing I can do but let it continue to happen. Thanks for allowing me to vent for a little while. David

Careful what you vote for (Article) - 4/6/2009 12:38:22 PM
Good article, but I'm afraid it's too late. The people in power truly believe that since they have won they can dictate anything they please. They can arbitrarily raise taxes on anything, spend trillions of tax payer dollars on a whim, fire anybody they don't like from their jobs (even if they are employed by someone else). It won’t be long before people like me and you are told…. Shut up or else. Like the man said, the people voted for change and when pressured the final answer..... I won. God help us.

Politcal Decisions Vs. Economic Decisions (Article) - 10/5/2008 11:59:14 AM
timely write